The process of applying for a payday loan or cash advance is quite easy. There are four basic criteria to qualify: you must a citizen or legal resident of Canada, you must be at least 18 years of age, you must have a steady source of income (oftentimes part-time employment and government benefits are also considered), and you must have a bank account. If you meet these criteria, you may request a payday loan. You will then fill out our form, which only takes a few minutes, and submit it. Then we search our network of lenders to find a lender that fits your needs.

Each lender has specific requirements to qualify. If approved by the lender, you will receive an offer. If you decide that the offer meets your needs, you can agree to the terms by “signing” the application electronically.

The approved loan amount is then electronically transferred to your bank account, which usually takes no longer than one business day.

Please see our FAQ and Privacy Policy for more information.

*Please note that any specific inquiries about interest rates, loan repayment, or other loan terms should be directed at the particular lender who has offered you a loan.

Quick and affordable

Cash Advances

Please select:


Complete our online form. It's quick, easy, and secure.


If you're matched with a lender, review the offer terms and e-sign your agreement.


Funds deposited to your bank account as soon as the next business day.


The original loan amount and fees will be debited by the lender from your bank account.

McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams